Risk Management Division FAQ Auto Insurance Am I covered in a rental vehicle? Am I covered in my personal vehicle? Can subcontractors drive state vehicles? Can I be sued personally? Which accidents should I report? Does the state carry medical payments or uninsured/underinsured motorist coverage? Does the DOAS Automobile Physical Damage Agreement provide coverage for damage to rental vehicles? How do I file an Auto Liability claim? Who do I speak with about damage to State vehicles? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)? Comprehensive Loss Control Program What is the new Self Evaluation Tool for the enhanced Comprehensive Loss Control Program? Does every agency/location need to complete the Self Evaluation Tool? What is IRM and how do I retrieve my data? Is there a penalty for not participating in the Loss Control Program? How often should the Self Evaluation Tool to be completed by the agency/location? Is there a penalty for not participating? The Auto component references reviewing driving records. How do I obtain them? Is the enhanced Comprehensive Loss Control Program (CLCP) a new program? Who reviews and signs off on the Self Evaluation Tool before it is submitted to Risk Management Services Loss Control? Will I receive an on-site visit by the Loss Control staff? Where can I get a copy of the State Vehicle Insurance Card? Are agencies/locations required to check the Motor Vehicle Records (MVR’s) annually of employees who drive on the behalf of the State? How will anyone know if the Comprehensive Loss Control Programs is making a difference? Will DOAS provide training materials for the Employee Education and Training component? Will DOAS be taking over my Safety Program? Will we be assigned a DOAS representative during our development of the program components? What if I can view the video, but can't hear the audio? Is my agency expected to budget additional funding for these programs? How to get access to Risk Console/IRM? Are there examples, templates or instructions available to develop my Risk Management Program? Is my agency expected to budget additional funding for these programs? Georgia State Indemnification Program How does someone file for indemnification benefits? How much is the benefit? Who is eligible to receive indemnification benefits? What constitutes Permanent Disability? How important to the indemnification process is a will? Liability Insurance How can I file a liability claim against the State of Georgia? What government entities are NOT protected by the Liability Insurance Program? What is the Liability Insurance Program? What should I do to report an accident that does not involve a state-owned automobile, but is believed to have been caused by the State of Georgia or occurred on State property resulting in damage or injury to someone else? What is General Liability? What should I do to request Generic Certificate of Insurance or Dec Pages? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)? Where can I find RMS polices? How can I list additional insurers on the Certificate of Insurance? Property Insurance Why can't the Risk Coordinator/Manager sign and notarize the Sworn Proof of Loss form? We don't secure any of our computers/laptops in the building. If someone takes one, is it covered? Why is it important to call a company such as ServPro after a water damage loss if our facilities people are experienced in removing water? What action should I take if I suspect an employee or supplier is stealing? We had a thunderstorm and saw the lightning. Why is a Lightning Affidavit necessary? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)? Return to Work What is the difference between Transitional Employment (TE) in the Return to Work (RTW) Program and Reasonable Accommodation (RA) required by the Americans with Disabilities Act (ADA)? Is there a time limit for transitional employment? What if the physicians on the panel will not work with the Transitional Employment Team? What if our employees complain that their physician does not treat them with respect, concern or consideration? What if an employee wants to bring his/her attorney to the Transitional Employment Team meeting? What do we do when an injured employee does not want to return to work after the physician approves the Georgia Activity Analysis (GAA) or Transitional Employment Plan? How do you deal with resistant injured or ill employees? What happens if we cannot find work within the physical restrictions? Can the Return-To-Work process be used for non-occupational injuries too? What should we do if an injured employee wants to add work activity that the physician has not approved? Risk Management Education and Training Enterprise Learning Training Request Form Risk Management FAQ What types of insurance coverage does the state of Georgia carry? How can I provide a competitive quote on one or more Risk Management Services Division's insurance programs (auto liability, general liability, fidelity bonds, or property)? How do I inquire about the status of claims or speak with a claims adjuster? Worker's Compensation Are employee misconduct claims resulting in on-the-job injuries covered? What if the injured employee's claim is denied by workers' compensation? If an employee goes to his or her personal physician for treatment for an on-the-job injury, is the employer responsible for paying the medical costs? Are on-the-job accidents or injuries investigated? How do State employees obtain medications for work-related injuries? When does coverage begin? How do I file a Workers’ Compensation claim on State employees? What is workers' compensation? What is considered an on-the-job injury? What happens if an employee is unable to work because of the on-the-job injury? What happens if the employee’s on-the-job injury causes permanent partial disability? What happens if an employee re-injures a pre-existing condition or injury? Does the employee get reimbursed for prescription drugs, parking, meals, prescribed medical supplies, and travel expenses? Will the injured employee’s dependents receive benefits if death occurs as the result of an on-the-job injury? What if the employee can no longer do his or her regular job and must take a lower paying job once released to return to work? How do I speak with a Nurse Case Manager with the Managed Care Organization for Workers’ Compensation? What happens to an injured employee’s benefits if the physician authorizes a light-duty return to work? How long will the injured employee receive weekly temporary total disability benefits? Does the employee pay a portion of the medical charges? Must the employee submit to medical examinations at reasonable times? What if the supervisor is concerned about safety records? What must supervisors do if emergency treatment is needed? What should supervisors do when an employee is injured? Share to Share on Facebook Share on Twitter Share on LinkedIn Share via email Print this page Contact Risk Management Division View All Risk Management Contacts Call Us: 404-656-6245 Email: risk.management@doas.ga.gov
Auto Insurance Am I covered in a rental vehicle? Am I covered in my personal vehicle? Can subcontractors drive state vehicles? Can I be sued personally? Which accidents should I report? Does the state carry medical payments or uninsured/underinsured motorist coverage? Does the DOAS Automobile Physical Damage Agreement provide coverage for damage to rental vehicles? How do I file an Auto Liability claim? Who do I speak with about damage to State vehicles? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)?
Comprehensive Loss Control Program What is the new Self Evaluation Tool for the enhanced Comprehensive Loss Control Program? Does every agency/location need to complete the Self Evaluation Tool? What is IRM and how do I retrieve my data? Is there a penalty for not participating in the Loss Control Program? How often should the Self Evaluation Tool to be completed by the agency/location? Is there a penalty for not participating? The Auto component references reviewing driving records. How do I obtain them? Is the enhanced Comprehensive Loss Control Program (CLCP) a new program? Who reviews and signs off on the Self Evaluation Tool before it is submitted to Risk Management Services Loss Control? Will I receive an on-site visit by the Loss Control staff? Where can I get a copy of the State Vehicle Insurance Card? Are agencies/locations required to check the Motor Vehicle Records (MVR’s) annually of employees who drive on the behalf of the State? How will anyone know if the Comprehensive Loss Control Programs is making a difference? Will DOAS provide training materials for the Employee Education and Training component? Will DOAS be taking over my Safety Program? Will we be assigned a DOAS representative during our development of the program components? What if I can view the video, but can't hear the audio? Is my agency expected to budget additional funding for these programs? How to get access to Risk Console/IRM? Are there examples, templates or instructions available to develop my Risk Management Program? Is my agency expected to budget additional funding for these programs?
Georgia State Indemnification Program How does someone file for indemnification benefits? How much is the benefit? Who is eligible to receive indemnification benefits? What constitutes Permanent Disability? How important to the indemnification process is a will?
Liability Insurance How can I file a liability claim against the State of Georgia? What government entities are NOT protected by the Liability Insurance Program? What is the Liability Insurance Program? What should I do to report an accident that does not involve a state-owned automobile, but is believed to have been caused by the State of Georgia or occurred on State property resulting in damage or injury to someone else? What is General Liability? What should I do to request Generic Certificate of Insurance or Dec Pages? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)? Where can I find RMS polices? How can I list additional insurers on the Certificate of Insurance?
Property Insurance Why can't the Risk Coordinator/Manager sign and notarize the Sworn Proof of Loss form? We don't secure any of our computers/laptops in the building. If someone takes one, is it covered? Why is it important to call a company such as ServPro after a water damage loss if our facilities people are experienced in removing water? What action should I take if I suspect an employee or supplier is stealing? We had a thunderstorm and saw the lightning. Why is a Lightning Affidavit necessary? How can I provide a competitive quote on one or more Risk Management Services Divisions insurance programs (auto liability, general liability, fidelity bonds, or property)?
Return to Work What is the difference between Transitional Employment (TE) in the Return to Work (RTW) Program and Reasonable Accommodation (RA) required by the Americans with Disabilities Act (ADA)? Is there a time limit for transitional employment? What if the physicians on the panel will not work with the Transitional Employment Team? What if our employees complain that their physician does not treat them with respect, concern or consideration? What if an employee wants to bring his/her attorney to the Transitional Employment Team meeting? What do we do when an injured employee does not want to return to work after the physician approves the Georgia Activity Analysis (GAA) or Transitional Employment Plan? How do you deal with resistant injured or ill employees? What happens if we cannot find work within the physical restrictions? Can the Return-To-Work process be used for non-occupational injuries too? What should we do if an injured employee wants to add work activity that the physician has not approved?
Risk Management FAQ What types of insurance coverage does the state of Georgia carry? How can I provide a competitive quote on one or more Risk Management Services Division's insurance programs (auto liability, general liability, fidelity bonds, or property)? How do I inquire about the status of claims or speak with a claims adjuster?
Worker's Compensation Are employee misconduct claims resulting in on-the-job injuries covered? What if the injured employee's claim is denied by workers' compensation? If an employee goes to his or her personal physician for treatment for an on-the-job injury, is the employer responsible for paying the medical costs? Are on-the-job accidents or injuries investigated? How do State employees obtain medications for work-related injuries? When does coverage begin? How do I file a Workers’ Compensation claim on State employees? What is workers' compensation? What is considered an on-the-job injury? What happens if an employee is unable to work because of the on-the-job injury? What happens if the employee’s on-the-job injury causes permanent partial disability? What happens if an employee re-injures a pre-existing condition or injury? Does the employee get reimbursed for prescription drugs, parking, meals, prescribed medical supplies, and travel expenses? Will the injured employee’s dependents receive benefits if death occurs as the result of an on-the-job injury? What if the employee can no longer do his or her regular job and must take a lower paying job once released to return to work? How do I speak with a Nurse Case Manager with the Managed Care Organization for Workers’ Compensation? What happens to an injured employee’s benefits if the physician authorizes a light-duty return to work? How long will the injured employee receive weekly temporary total disability benefits? Does the employee pay a portion of the medical charges? Must the employee submit to medical examinations at reasonable times? What if the supervisor is concerned about safety records? What must supervisors do if emergency treatment is needed? What should supervisors do when an employee is injured?
