How Does My Agency File a Claim for Property Damage Due to Lightning?

Property insurance programs for state entities are administered by the Department of Administrative Services’ (DOAS) Risk Management Services (RMS) division. This includes loss or damage due to lightning. Agencies must report loss or damage to state-owned property within 48 hours of the discovery by submitting a Notice of Loss (NOL) form. A lightning claim also requires a Lightning Affidavit. Further supporting documentation must be submitted within 120 days.

Property loss or damage may be covered by:

  • State Owned Building and Personal Property coverage – as recorded in the BLLIP (Building, Land, and Lease Inventory of Property) database
  • Special Property All Risk Agreement (SPAR)

Visible lightning in the area is not sufficient proof that loss or damage was caused by lightning. Damage could have been caused by an issue such as a power surge, for example. 

Please investigate all other possible causes of loss or damage. If you believe the damage was caused by lightning, you must submit a Lightning Affidavit.