Financial Resources

Do you need support gaining access to capital as a Georgia-based small business? SBSD has got you covered! Browse the catalog below for SBSD Financial Resources.

State Small Business Credit Initiative (SSBCI)

The State Small Business Credit Initiative (SSBCI) is a federal program with a resource fund of about $10 billion funded by the U.S Department of Treasury that supports small businesses by providing private financing to promote expansion and financial stability for entrepreneurs. Learn more about SSBCI by visiting the U.S Department of Treasury’s official website: State Small Business Credit Initiative.

Georgia CDFI Loans 

If you are Georgia-based business that meets the requirements of a Micro Business, meaning that you have five or fewer employees and gross less than $100,000 per year, then you qualify for Georgia CDFI Loans. The Community Development Financial Institutions (CDFI) have lending portfolios that provide various small business loans. You may also reference, the Georgia Micro Enterprise Network (GMEN)as a resource for additional access to capital. For more information, please visit Georgia.org. 

Georgia Green Loans

Do you have an eco-friendly product or service incorporated in your small business? Would you like to increase sales while simultaneously positively impacting the environment by reducing energy use? Georgia Green Loans can help with the “Save & Sustain” program. For more information on how to get green to go green, please visit Georgia.org.

Federal Grants & Loans

The U.S Government offers various grants and loans to support small businesses. These loans include the Early Stage Innovation Fund, Georgia’s Regional Commissions, Appalachian Regional Commission, Export-Import Bank of the United States, Small Business Innovation Research (SBIR), and Small Business Technology Transfer (STTR).

Business Loans in Atlanta

The City of Atlanta is a great financial resource for both large and small businesses. Learn how business loans in Atlanta can help your small business receive possible tax benefits and gain access to capital by visiting Atlanta.gov.

Cobb County Entrepreneurship Grants

There are many grant opportunities exclusively for businesses located within Cobb County. If you are a small business operating in Cobb County and need funding for marketing, operating funds, equipment purchases, renovations, etc. Please visit cobbcounty.gov for more information. 

Athens Downtown Development Authority Grants

Are you a small business located in downtown Athens, GA? Athens Downtown Development Authority (ADDA) offers several grants just for you. Learn more about how the ADDA is supporting small businesses by visiting downtownathensga.org.

Access to Capital for Entrepreneurs (ACE) Business Center

ACE Business Center offers small business loans ranging from $15,000 to $50,000 to Georgia-based businesses. To qualify your business must have    two or more years in operation, active Secretary of state filings and organizational documents in good standing, and be a Georgia domiciled, for-profit business. Learn more by visiting ace.org.